Low income consumers across Europe are online, yet systematically underserved when it comes to digital financial products. Tax filing, refunds and access to financial services remain complex, expensive or simply out of reach for millions of people who most need them.

Laborai is building an AI powered financial companion, starting with tax. Its products span tax refund recovery on a success fee basis, automated annual tax filing, and a financial platform distributing insurance, loans and mortgages through established partners. Agentic AI is what makes this possible at scale, turning services that once required expensive professional support into something automated and accessible.

Financial complexity has long been a form of exclusion. Laborai narrows that gap by making services that were previously reserved for people who could afford advisors available to everyone. It shows that a breakthrough in AI capability can translate directly into broader access, not just efficiency for those who already had it.